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		<title>FAQ: Why Do I Have to Pay the Hazard Insurance Premium Up Front?</title>
		<link>http://www.homebuyingdifferent.com/2009/08/03/question-why-do-i-have-to-pay-the-hazard-insurance-premium-up-front/</link>
		<comments>http://www.homebuyingdifferent.com/2009/08/03/question-why-do-i-have-to-pay-the-hazard-insurance-premium-up-front/#comments</comments>
		<pubDate>Mon, 03 Aug 2009 18:24:59 +0000</pubDate>
		<dc:creator>Marcus Fleming</dc:creator>
				<category><![CDATA[Home Buyer Education]]></category>
		<category><![CDATA[closing costs]]></category>
		<category><![CDATA[hazard insurance]]></category>
		<category><![CDATA[home owners insurance]]></category>
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		<description><![CDATA[The hazard insurance premium, (also known as homeowner&#8217;s insurance) is an interesting topic. While homeowner&#8217;s/hazard insurance is commonly looked at as being voluntary on the homeowner&#8217;s part, it is typically something the lender will require the homeowner to have. In fact, Arizona&#8217;s state banking laws require lenders to collect a year of insurance upfront. Essentially [...]]]></description>
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